Sarnico, Bergamo, Italy
Elegant Three-Bed Villa with Lake Views in Sarnico
€990,000
€3,094/m²
- 3
- Bedrooms
- 2
- Bathrooms
- 320 m²
- Interior
- 250 m²
- Plot
- Villa
- Type
- 2 Sept 2026
- Listed
The Habio take
This elegant three-bedroom villa boasts stunning lake views and a beautifully landscaped garden. Located in Sarnico, a picturesque town on the shores of Lake Iseo, it combines quality living with easy access to local amenities.
- lake
- family
- luxury
- garden
- quiet
Highlights
- Stunning lake views
- Spacious 320 m² living area
- Elegant design and high-quality materials
- Large garden and double garage
- Independent first-floor apartment
Worth knowing
- No lift mentioned
- Dependance currently rustic, requiring customization
Good fit for: Ideal for families or anyone seeking a luxurious lakeside lifestyle.
Lifestyle scores
- Beach
- 65
- Walkable
- 75
- Remote work
- 70
- Family
- 85
- Retirement
- 75
- Airport access
- 60
- Investment
- 80
- Luxury
- 85
- Value
- 70
About this place
In Sarnico, this newly built single villa offers a sunny and elevated position with breathtaking lake views. The property features a large garden, a double garage, and a separate dependance with a terrace, ensuring ample outdoor space for relaxation and entertainment.
Spread over two floors plus a basement, the ground floor contains a spacious open-plan living area with a modern kitchen and a porch, alongside two comfortable bedrooms and a bathroom with a shower. The internal staircase leads to the basement, which includes a large tavern-style room with a kitchen, a bathroom, a laundry room, and a study — perfect for gatherings or as additional living space.
The first floor hosts a small independent apartment accessible via an external staircase, which includes a terrace with lake views, allowing buyers to customise this area further. The villa is built with high-quality materials, featuring stone roofs, exposed beams, marble columns, double-glazed wooden windows, and parquet floors. Comfort is assured with underfloor heating, air conditioning, and an alarm system.
What this place offers
- lake view
- garden
- garage
- air conditioning
- heating
- balcony
- alarm system
Getting around
Il Caravaggio (BGY)
~29 min drive · 29 km
Brescia Gabriele d'Annunzio (VBS)
~45 min drive · 52 km
Approximate, measured from the property's area rather than its exact address. Drive times © OpenStreetMap contributors (OSRM); airports: OurAirports.
Where you’ll be
Sarnico, Bergamo, Italy
- Nearest airport
- Orio al Serio (BG) (BGY)
- 20 km
- Also close
- Montichiari (BS) (VBS)
- 40 km
- Nearest city
- Bergamo
- 23 km
Marker is the location supplied by the agency — approximate, and often deliberately so. The exact address is confirmed on enquiry. Distances are straight-line.
Buying property in Italy
Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.
The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits.
Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).
The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
