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Sarnico, Bergamo, Italy

Prestigious Three-Bed Penthouse with Terraces in Sarnico

€1,590,000

€4,969/m²

3
Bedrooms
3
Bathrooms
320 m²
Interior
Apartment
Type
7 Oct 2026
Listed

The Habio take

AI summary

This luxurious three-bedroom penthouse offers expansive living spaces and customisable features, making it a unique opportunity for discerning buyers. Located in Sarnico on the picturesque shores of Lake Iseo, it combines modern comforts with an exceptional lifestyle.

  • luxury
  • lake
  • family
  • quiet
  • new build

Highlights

  • Three spacious bedrooms
  • Two large terraces and a balcony
  • Garage for four cars
  • Energy-efficient with advanced features
  • Central location near amenities

Good fit for: Ideal for families or individuals seeking a luxurious, modern lifestyle in a scenic lakeside location.

Lifestyle scores

Beach
0
Walkable
80
Remote work
70
Family
80
Retirement
75
Airport access
60
Investment
75
Luxury
85
Value
60

About this place

This prestigious penthouse spans 320 m² and is fully customisable. It features two large terraces, a balcony, and a garage capable of accommodating four cars, all situated in the central area of Sarnico.

Located on the fourth floor of the new Residenza S. Martino, this apartment is designed for the highest standards of comfort and sustainability. It boasts energy class A4 credentials, underpinned by photovoltaic panels, underfloor heating, high insulation, triple glazed windows, and an advanced home automation system. The property is accessible by a direct elevator or private stairwell.

The layout includes a bright living room with an open kitchen that leads out to the terraces, as well as a laundry bathroom. The sleeping area consists of three bedrooms—two of which feature walk-in closets and a balcony—along with two bathrooms and a corridor designed for a potential custom wardrobe. A double garage in the basement adds convenience to this extraordinary living solution, positioned just steps away from essential services in a renowned and vibrant location suitable for year-round living.

What this place offers

  • terrace
  • balcony
  • garage
  • air conditioning
  • heating
  • furnished
  • lift

Getting around

  • Il Caravaggio (BGY)

    ~28 min drive · 28 km

  • Brescia Gabriele d'Annunzio (VBS)

    ~44 min drive · 51 km

Approximate, measured from the property's area rather than its exact address. Drive times © OpenStreetMap contributors (OSRM); airports: OurAirports.

Where you’ll be

Sarnico, Bergamo, Italy

Nearest airport
Orio al Serio (BG) (BGY)
19 km
Also close
Montichiari (BS) (VBS)
39 km
Nearest city
Bergamo
23 km

Marker is the location supplied by the agency — approximate, and often deliberately so. The exact address is confirmed on enquiry. Distances are straight-line.

IT

Buying property in Italy

Full guide →

Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.

  • The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits.

  • Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).

The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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