Sarnico, Bergamo, Italy
Customisable Three-Bedroom Apartment in Sarnico
€729,000
€4,893/m²
- 3
- Bedrooms
- 3
- Bathrooms
- 149 m²
- Interior
- Apartment
- Type
- 3 weeks ago
- Listed
The Habio take
This exclusive three-bedroom apartment offers customisable interiors in the elegant Residenza San Martino, set to be completed in Spring 2026. Located in Sarnico on Lake Iseo, it provides easy access to local amenities and beautiful lakeside activities.
- lake
- family
- luxury
- investment
- walkable
Highlights
- Customisable interiors and finishes
- State-of-the-art energy-efficient features
- Located in the charming town of Sarnico
- Close to Lake Iseo and outdoor activities
- High-quality materials and modern amenities
Worth knowing
- Not yet completed; delivery in spring 2026
- Garage purchase is separate
- Customisation may prolong the initial process
Good fit for: Ideal for those seeking a modern, customisable home in a beautiful lakeside location.
Lifestyle scores
- Beach
- 60
- Walkable
- 80
- Remote work
- 70
- Family
- 80
- Retirement
- 65
- Airport access
- 70
- Investment
- 75
- Luxury
- 85
- Value
- 70
About this place
Introducing a refined three-bedroom apartment in the upcoming Residenza San Martino, set in the picturesque town of Sarnico on Lake Iseo. Currently under construction, this residence will feature a spacious open-plan living area with an open kitchen that connects to two balconies, perfect for enjoying the serene surroundings. The apartment includes three bedrooms, with the main bedroom boasting a walk-in closet, and three customisable bathrooms, ensuring ample space and comfort for residents.
Constructed with state-of-the-art materials and technologies, the apartments will ensure a high level of energy efficiency and maximum living comfort. Each unit will come equipped with underfloor heating powered by a heat pump, air conditioning with a recirculation system, and premium triple-glazed wooden windows complete with electric mosquito nets and motorised Glissen blinds. Additionally, a home automation system and video intercom with alarm provide modern security and convenience.
The strategic location of Residenza San Martino places residents in the heart of Sarnico, surrounded by shops and essential services within walking distance. The town provides a perfect blend of relaxation and outdoor activities, ideal for those who enjoy sports, lakeside walks, and boat trips. A garage option is available for separate purchase.
What this place offers
- air conditioning
- underfloor heating
- balcony
- garage
- lift
- home automation
- alarm system
- photovoltaic system
Getting around
Il Caravaggio (BGY)
~28 min drive · 28 km
Brescia Gabriele d'Annunzio (VBS)
~44 min drive · 51 km
Approximate, measured from the property's area rather than its exact address. Drive times © OpenStreetMap contributors (OSRM); airports: OurAirports.
Where you’ll be
Sarnico, Bergamo, Italy
- Nearest airport
- Orio al Serio (BG) (BGY)
- 19 km
- Also close
- Montichiari (BS) (VBS)
- 39 km
- Nearest city
- Bergamo
- 23 km
Marker is the location supplied by the agency — approximate, and often deliberately so. The exact address is confirmed on enquiry. Distances are straight-line.
Buying property in Italy
Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.
The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits.
Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).
The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
























